Enter your gross salary and age. You see your net pay after social security and pension fund contributions, and optionally after withholding tax (Quellensteuer).
Swiss employers deduct social security from your salary: AHV/IV/EO (old-age, disability and income compensation, 5.3 %), unemployment insurance (1.1 % up to CHF 148,200 a year), the pension fund (BVG) and non-occupational accident insurance. Health insurance is not deducted; you pay your premiums yourself.
Unlike Germany or Austria, Switzerland does not withhold income tax from most salaries. Swiss citizens and C permit holders receive a tax bill from their canton and municipality. Foreign employees with a B permit usually pay withholding tax (Quellensteuer) deducted directly from their salary.
The pension fund contribution rises with age: the legal savings credits are 7 % from 25, 10 % from 35, 15 % from 45 and 18 % from 55, split between you and your employer.
About CHF 7,000 per month after social security and pension fund at age 35, before income tax.
Only if you pay withholding tax, usually as a B permit holder. Everyone else pays income tax separately with an annual tax bill.
No. Swiss health insurance is private and mandatory; you pay the premium directly to your insurer.